Transfer money with a single scan
Send, receive and request money in seconds by scanning a QR code — multi-currency wallets, instant transfers and virtual cards in one app.
Trusted by people & businesses in 30+ countries
Everything you need to move money
Wallets, QR payments, transfers, cards and remittance — the complete toolkit in one beautifully simple app.
Multi-currency wallets
Hold, convert and spend across 150+ currencies with real-time rates.
QR payments
Scan to pay and accept payments instantly, online or in person.
Send & request
Move money to anyone by phone, email or QRPay ID in seconds.
Virtual cards
Issue secure cards for online spend with limits and freeze controls.
Remittance
Send across borders with live FX and cash-pickup payout.
Instant exchange
Convert between currencies at transparent real-time rates.
Gift cards & top-ups
Buy gift cards and mobile top-ups as a payment method.
KYC & 2FA security
Tiered verification and two-factor protection on every account.
Pay in three simple steps
Open the app
Create your QRPay account in minutes with phone or email and quick KYC.
Scan the QR
Point your camera at any QRPay code at checkout or on an invoice.
Confirm & done
Enter the amount, confirm, and the money moves instantly — every time.
30+ integrations, ready to switch on
Payment gateways, payout rails, messaging and identity — connect the providers you already use.
Payment gateways
Payout & remittance
SMS & email
KYC & identity
Trust is the product
Every transaction is wrapped in layered verification, encryption and auditability.
Two-factor authentication
OTP over email and SMS plus app-level 2FA gate sensitive actions.
KYC & account tiers
Dynamic KYC fields and verification levels unlock limits progressively.
Encryption in transit & at rest
Industry-standard encryption protects balances and payment data.
Role-based access
Granular admin, agent and merchant permissions with audit logs.
Real-time fraud signals
Velocity checks and anomaly flags watch every flow as it happens.
Audit-ready ledger
Immutable double-entry records reconcile every cent end to end.
Trusted everywhere money moves
I pay for everything by scanning a QR — coffee, rent, friends. It just works, instantly.
AYAmina YusufFreelancer, LagosAccepting QR and settling to our bank the same day transformed our cash flow.
DMDiego MarínCafé owner, BogotáSending money home used to take days. Now it is seconds with live exchange rates.
TRTomás ReyesEngineer, MadridEverything you need to know
Ready to move money in seconds?
Join millions paying, sending and growing their money with a single scan. Download QRPay and get started in minutes.